Payment Channels

For your safety and convenience, you may choose from a wide network of accredited channels for your bills payment.

Channels with Real-Time Posting

Enjoy real-time payment posting when you settle your bills within specified hours.

Please contact your Payment Specialist before conducting payments through our Third-Party Agents (TPA). There is a pre-payment step required to reserve the Authorized Withholding Agents (AWA) before payment can be done.

Also, please note that RTP payments are more for residential customers. However since CAN is the only required information to pay, you may still do so.

Additionally, RTP partners do not accept check payments for now. Default Payment Allocation Rule (DPAR) applies as well.

Customers who will pay in installment should:

Pay the exact installment amount
Pay on or before the due date

Online Channels

Meralco Online

Pay your bills by accessing your Meralco account through Meralco Online.

Meralco app

Pay your bills on-the-go with our Meralco Mobile app. You can download our app on your iPhone/Android phone or search Meralco Mobile.

Bayad

To make paying your monthly electric bill more convenient, we have a wide network of accredited payment partners and channels for you to choose from.

Digital/OTC	Payment Channels	Convenience Fee	Payment Posting (daily)	Customer can pay for Overdue bills?	Customer can pay for Disconnected Services?	Customer can pay for Installment Bills?
Online	Meralco Online	Php 15 - Visa, MC Php 47 - JCB Php 7 - wallets (Maya, Gcash)	Real-time (7:00 AM-6:59 PM, daily)			Per installment Use exact amount On or before bill due date Must use details on / present the IP bill
Online	Meralco App/mobile	Php 15 - Visa, MC Php 47 - JCB Php 7 - wallets (Maya, Gcash)	Real-time (7:00 AM-6:59 PM, daily)
Online	New Online Bills Payment (Bayad Online)	Php 15	Real-time (7:00 AM-6:59 PM, daily)
Online	Bayad Mobile App		Real-time (7:00 AM-6:59 PM, daily)
OTC/Online	MEGAPAY		Real-time (7:00 AM-6:59 PM, daily)
Online	Maybank (RTP)		Real-time (7:00 AM-6:59 PM, daily)
Online	BPI QuickPay		Real-time (7:00 AM-6:59 PM, daily)
OTC	Via.com		Real-time (7:00 AM-6:59 PM, daily)
Online	ZYBITECH (JuanCash) (RTP)		Real-time (7:00 AM-6:59 PM, daily)
Online	Xytrix		Real-time (7:00 AM-6:59 PM, daily)
OTC	RD Pawnshop		Real-time (7:00 AM-6:59 PM, daily)
Online	SquidPay		Real-time (7:00 AM-6:59 PM, daily)
Online	TayoCash		Real-time (7:00 AM-6:59 PM, daily)
Online	Home Credit		Real-time (7:00 AM-6:59 PM, daily)
OTC	PETNET		Real-time (7:00 AM-6:59 PM, daily)
Online	RCBC (App and Online)		Real-time (7:00 AM-6:59 PM, daily)
OTC	Optimum		Real-time (7:00 AM-6:59 PM, daily)
OTC/Online	BDO		Real-time (7:00 AM-6:59 PM, daily)
OTC	Reymalyn Remitbox		Real-time (7:00 AM-6:59 PM, daily)
OTC	SNDT EXPRESS CORPORATION		Real-time (7:00 AM-6:59 PM, daily)
OTC	USSC		Real-time (7:00 AM-6:59 PM, daily)
OTC	Cebuana		Real-time (7:00 AM-6:59 PM, daily)
Online	PNB (App)		Real-time (7:00 AM-6:59 PM, daily)
Online	STARPAY		Real-time (7:00 AM-6:59 PM, daily)
OTC	Growsari		Real-time (7:00 AM-6:59 PM, daily)
OTC	UBX		Real-time (7:00 AM-6:59 PM, daily)
Online	Traxiontech (RTP)		Real-time (7:00 AM-6:59 PM, daily)
Online	Pay and Go (RTP)		Real-time (7:00 AM-6:59 PM, daily)
OTC	M Lhuillier		Real-time (7:00 AM-6:59 PM, daily)
Online	GLYPHS		Real-time (7:00 AM-6:59 PM, daily)
Online	Tonik Digital Bank Inc.		Real-time (7:00 AM-6:59 PM, daily)
OTC	DA5		Real-time (7:00 AM-6:59 PM, daily)
OTC	Easy Bayad		Real-time (7:00 AM-6:59 PM, daily)
OTC	Bayad Asenso		Real-time (7:00 AM-6:59 PM, daily)
Online	Cebuana Mobile App		Real-time (7:00 AM-6:59 PM, daily)
OTC	EBIZ		Real-time (7:00 AM-6:59 PM, daily)
OTC	PITAKAMO		Real-time (7:00 AM-6:59 PM, daily)
OTC	ACM Business Solutions		Real-time (7:00 AM-6:59 PM, daily)
Online	PEPPERMINT		Real-time (7:00 AM-6:59 PM, daily)
Online	UNOBANK		Real-time (7:00 AM-6:59 PM, daily)
Online	Eplayment		Real-time (7:00 AM-6:59 PM, daily)
Online	PALAWANPAY		Real-time (7:00 AM-6:59 PM, daily)
OTC	TRUE MONEY OTC		Real-time (7:00 AM-6:59 PM, daily)

Reminders for customers who will pay installment bills:

Pay the exact installment amount
Pay on or before the due date

Meralco Business Centers

Please see updated Business Center Schedule, subject to change depending on IATF announcements:

Offices	Mon to Fri	Saturday (Payments Only)	Sunday & Holiday
All Business Centers except below	7:00 am to 5:00 pm	7:00 am to 12:00 noon	Closed
Metro Point Mall Branch	9:00 am to 5:00 pm	9:00 am to 2:00 pm	Closed
Bacoor Government Center Branch	8:00 am to 5:00 pm	Closed	Closed

For Authorized Withholding Agents (AWA) :

Please contact your Payment Specialist before conducting payments through our Third Party Agents (TPA). There is a pre-payment step required to reserve the AWA, before payment can be done.

For Authorized Withholding Agents (AWA), the following banks have a CWT printing facility: